Long Term Care for Elderly

The issue of long term care for elderly people and the costs is never far from the headlines. At The Sandwich Generation we highlights a couple of points to consider if you or a family member face the prospect of moving into a nursing home.

Increasing the level of long term care for elderly people at home can delay the need to go into a nursing home. You can expect to pay about £10 an hour to have a qualified carer – provided by your local social services department – come to your home to help with tasks such as preparing meals or dressing and undressing. It is also possible to have a carer stay overnight or even to arrange full-time care at home. Before you receive this service, your level of need will have to be assessed.
You may also be entitled to ‘direct payments’. These are local council payments for anyone who has been assessed as needing help from social services and who would like to buy in services privately. The cost of care at home can also be offset by claiming Attendance Allowance.

Attendance Allowance is a tax-free benefit for people aged 65 or over who need help with personal care because they are physically or mentally impaired. There are two rates: £47.10 for help during the day or during the night (but not both) and £70.35 for help during both the day and night. There is also a ‘low’ rate of £18.65. It is paid regardless of your level of income or savings. Claim by calling the official Benefit Enquiry Line 0800 882 200 or online at www.dwp.gov.uk/eservice.

Why not share your thoughts about long term care for elderly here at The Sandwich Generation.

The Sandwich Generation caters for people who have children or even grandchildren of their own and still care or are concerned about an elderly relative. With information varying from, long term care for elderly, funeral directors, health insurance and any other advise you may need.

Have any unanswered questions? If so, then you can contact us.